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Strategies

How We Can Help You Now and in the Future

Just Starting Out

As you take your first steps into adulthood, the financial foundation you build today can make a huge difference in how well you attain your goals tomorrow and for years to come.

Learn How We Can Get You Off to a Great Start

Building a Life Together

Your life together is just beginning. And with so much ahead of you, there’s never been a better time to make plans that will put your goals for today and tomorrow well within reach.

Find Out More About Our Comprehensive Strategies

Protecting Your Family's Future

Your growing family has plenty to look forward to. But with so much riding on your shoulders, you need strategies to help build wealth and protect your loved ones' financial well-being, come what may.

See How We Can Help Every Step of the Way

Hitting Your Stride

You’ve accomplished much, but you’ve still got big goals on the horizon. Like sending kids to college and looking after aging parents. All while saving for your retirement. No wonder you may feel overwhelmed.

Let Us Show You How We Can Help With Goals Small and Large

Getting Close to the Finish Line

You’ve built so much. But there’s still so much to do. Like ensuring that your retirement funds last as long as you do. And creating a legacy for your loved ones for after you've gone.

We've Got Solutions to Help You Reach Your Goals

Surviving the Loss of a Partner

Few events are as devastating as losing a life partner. We can't ease your heartache, but we can help make the transition simpler and as stree-free as possible. Then, we can help you create a new plan for the future.

We're Here When You Need Us

Rebuilding After a Divorce

Making the transition from “we” to “me” can be both exhilarating and terrifying. The stress over financial issues can be enough to keep you up at night. While we can’t make uncoupling any easier legally or emotionally, we can certainly assist with the many financial matters that come with navigating through it and starting over afterwards.

Turn to Us For Help Getting a New Start in Life

Financial Challenges Confronting Women

Most today women know they’ve got to take charge of their own financial security. That’s because they face challenges men don’t. They earn less, spend less time in the workforce, and have fewer resources of their own. Yet they live longer and are more likely to be alone at retirement.

Let Us Help You Achieve the Financial Independence You Deserve

A Competitive Edge for Your Business

Building a successful business is only half the battle. Retaining the loyalty of your top performers and planning for the day when you’re no longer at the helm are just as important. We can help with business planning tailored to your needs.

Learn How We Can Help With Customized Benefits or Succession Planning

Planning to Meet a Lifetime of Goals

So many of life's most important goals require money...often lots of it. But building wealth requires more than just saving money. We also need to ensure that our savings grow as much as possible, without taking on unacceptable risk. And that’s why we invest. A wise course of investing can help our funds grow, putting us within striking distance of meeting our goals. A plan that helps you fund these important goals will need to balance your long-term objectives, risk tolerance, and a host of other factors.

That's where we can help. Whether you're just getting started out in life, planning for a child's college education, starting a new business, taking a once-in-a-lifetime vacation, or looking for ways to fund your retirement lifestyle, we've got the planning experience to help you achieve your most cherished goals for yourself and your loved ones. We can also help with estate planning strategies. No matter where you are in life, we're here to help with a broad spectrum of products and strategies. Our goal is to be with you for as long as you need us, ensuring that your financial strategy keeps pace with your ever-changing circumstances, needs, and goals.

Annuities and Your Retirement

Today most Americans face a retirement challenge: Because we’re living longer, we’ll need more retirement income than any generation thus far. But at the same time, most traditional sources of retirement income -- personal savings, employers’ pension programs, and even social security -- are all under threat. Given the challenges ahead of us when it comes to saving for retirement, we’ve got to make the most efficient use of the funds we’ve managed to set aside. And that's where the annuity comes in. For decades, the annuity has been one of the most popular retirement savings vehicles. It has also been popular with families looking for effective ways to build a legacy for the next generation.

As independent financial advisors, we have access to the top products from many of the country's leading insurance carriers. So we can offer you the solutions that will best meet your goals for yourself and your loved ones.

Life Insurance for Peace of Mind

You probably don't go for a drive in the car without wearing your seatbelt or having a spare tire in the trunk. You remember to look both ways before crossing the street. And you might make sure there's a life vest onboard before you get on a boat. That's because even the most careful or optimistic of us understand that the unforeseen is always a possibility, so it's better to prepare for the worst and hope for the best. Fortunately, you've got great tools at your disposal to help you insure yourself and your loved ones against unexpected illness, injury and untimely death. Today's new breed of insurance products provide protection and often much more. For instance, some life insurance products offer traditional death benefit protection as well as cash value accumulation that may help fund everything from sending a child to college to long-term nursing care.

Because we are independent financial advisors, we aren't limited to any employer's product lines. Instead, we have access to the top products from many of the country's leading insurance carriers. So we can offer you the solutions that will best meet your goals for yourself and your loved ones.

We've Got the Expertise to Help You Meet Your Goals

Wealth Building With an In-house Money Manager

When it comes to your hard-earned money and your investment portfolio, you deserve answers to your questions. But just try to reach the person making the big decisions about how, where and why your money is being invested at the largest national firms.

That's not the case at DMK Advisor Group. Our in-house money manager is a phone call or email away whenever you have questions about strategies, outlooks, trends, and other aspects of the financial markets and how they may impact your investing strategy. With over 45 years of experience in the financial services arena, our Chief Investment Officer, Hal Schwartz, has helped thousands of clients grow their wealth, and today he manages over $100 million in client assets. During his more than four decades in the financial services industry, he has held leadership positions for some of Wall Street’s leading firms. He has been recognized by such top firms as Fidelity, Top of the Table Member of the Million Dollar Round Table, E. F. Hutton, and Shearson Lehman. His approach to helping you build and preserve your wealth is to tailor a strategy best suited to your goals, needs, and investment personality. Of course, past performance is no guarantee of future performance.

But the best way to find out if working with Hal Schwartz may be right for you is by contacting our main office today at 800.983.4448.

Planning for Life's Big Adventures

You can't get where you want to go in life without a plan. Whether your goals are short-term or stretch out for decades, we can help you attain your goals both small and major with expert planning and products. Just some of the goals we can help you achieve:

Retirement Planning
Saving for Emergencies
College savings
Building a legacy for loved ones

Helping Children Benefit from Higher Education

In today's complex, technologically dependent world, a higher education is more important than ever before. In fact, it has the equivalent today of a high school diploma to our parents' and grandparents' generations.

At the same time that a four-year degree has become even more essential to success, that higher education has become even more costly. It's not uncommon for college students -- and their parents -- to spend upwards of $40,000 per year toward earning a college diploma. We can help take the sting out of financing that education with a wealth of planning solutions. So call us today to learn more. But first, check out this short video to see just how valuable a college education is.

Wealth Building With an In-house Money Manager

Key Personnel Planning
Succession Planning

Top performers expect a competitive benefits package. But how do you offer them the benefits they want without turning your bottom line red? Talk to us about:

Group health insurance
Group life insurance
Group retirement planning
Group 401(k) plans
Roth and traditional IRAs
Executive benefits

Download our brochure on Business Planning.

How Annuities Can Help You Fund Your Retirement Lifestyle

Annuities today have evolved and changed to keep up with investors' changing goals and needs. It's no longer one-size-fits-all. Instead we offer a wide range of products and companies to help you fit just the right fit for your situation.

Deferred Annuities

Is retirement on your horizon? You can begin making contributions to an annuity now, and take advantage of compounding interest earnings over the years as your wealth grows tax-deferred. Then, when you're ready to retire, you can take annual contributions to supplement your retirement income.

Immediate Annuities

If you're already of retirement age and have a large sum of money to invest, then an immediate annuity may be the solution. It allows you to make a single lump-sum contribution, and then begin taking distributions right away while while the remaining funds grow tax-deferred until you need them.

Variable Annuities

If you want to take advantage of the performance of the financial markets -- with both its risk of loss and opportunity for gain -- then a variable annuity may be what you're looking for. Many variable annuities also offer a lock-in rate, which guarantees that your rate of return won't fall below that level.

Fixed Annuities

If you don't like surprises and want to know exactly how much money you'll have at retirement, a fixed annuity guarantees a certain rate of return, no matter what the financial markets may do. For some investors, that's important peace of mind that eases the uncertainty of retirement savings.

Download our brochure to learn more about annuities, or contact DMK Advisor Group today.

Life Insurance

Protecting Those You Love, Come What May

Today's life insurance products not only insure your life, but can also provide cash accumulation and a wealth of important riders, such as long-term care coverage, and more. Our advisors have access to an extensive selection of competitive products from reliable carriers, and can offer you everything from term life to cash-accumulating products such as whole, universal, indexed universal, and variable universal life.

Catastrophic Illness Insurance

Your risk of a serious injury or illness is higher than your chance of death for much of your life. If that should happen to you, how would you replace lost income during your recovery? What about all the other expenses associated with a critical illness, such as home health care, adaptive equipment, even modifications to your home? Traditional insurance products often have gaps in coverage that leave you unprotected. But there are solutions!

Disability Insurance

Don't let a major health crisis cost you everything you've worked so hard for. Should you ever become so seriously injured or ill that you can no longer work -- or you can no longer work in your chosen field -- that's exactly what may happen. The good news is that you can acquire the protection you need to fill the gaps in your income should illness or injury sideline you.

Download our brochure to learn more about life insurance opportunities, or contact DMK Advisor Group today.